Industry Experience

With the use of credit card payments growing at an enormous rate, businesses are relying on Nationwide Payment Solutions to facilitate a payment solution that works for them. A greater number of the nation's retailers depend on NPS for their credit card processing needs, from the time of the sale to the settlement at the end of the day, both in-store and online.

With a combined experience of over 100 years of major retail expertise, Nationwide Payment Solutions is a recognized leader in credit card processing services, allowing retailers to offer their customers an array of payment options including:

• Credit Cards
• Debit Cards
• Direct Marketing (Online Sales)
• Gift/Loyalty Cards
• Electronic Check Acceptance
• Electronic Benefits Transfer (EBT)

Nationwide maintains strong business relationships with major POS equipment and software corporations, enabling us to certify a large number of credit card terminals and software gateways. If you’re looking for a dynamic processing setup, Nationwide Payments is the answer you're looking for.

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Running a restaurant is no easy task, especially if a business does not have the proper means to accept a wide variety of payment options. As a business owner if you don't have a seamless method of tip reporting and server maintenance you too can end up in 'hot water.'

Along with our competitive edge on MasterCard and Visa discount rates, we also support American Express, Discover, Diners Club, Carte Blanche, JCB, debit, stored value, corporate cards, EBT cards and the emerging electronic payment options. We also pride ourselves on a quick and reliable settlement system.

Encourage your customers to pay with their Visa card by reminding them that you accept the world's most widely-held credit card. Order restaurant accessories, including tip trays and check presenters, to visually remind your customers that you accept Visa.

Nationwide Payment Solutions maintains strong relationships with the large processing platforms, which has allowed us the ability to provide support for all of the major restaurant management systems. So, as a restaurant owner, you can count on us to be able to service your establishment with the support that you need for the software solution you are using.

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Whether your patrons are booking reservations in a luxurious hotel or just resting for the night along a roadside motel, you too will rest easy knowing that Nationwide Payment Solutions is handling all of your credit card solutions.

Along with our competitive edge on MasterCard and Visa discount rates, we also support American Express, Discover, Diners Club, Carte Blanche, JCB, debit, stored value, corporate cards, EBT cards and the emerging electronic payment options.

NPS allows you to take advantage of the Visa Reservation Service (VRS) which features a "No-Show" payment guarantee unsurpassed in the industry. By following a few easy procedures, you can assure your guests that their rooms will be available when they arrive — and also be assured of payment if the cardholder fails to claim the room or cancels the reservation. Points to remember: the cancellation time and date may vary, but must not exceed 72 hours prior to the scheduled date of arrival. If the reservation is made within 72 hours of the intended arrival, your cancellation deadline must be 6 p.m. on the date of arrival. If your deadline is earlier than 6 p.m., a written cancellation policy must be provided to the guest.

So, while your customers are enjoying their stay at your establishment, you can rely on Nationwide Payment Solutions to help your payments run smoothly.

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There are lots of good reasons why Nationwide Payment Solutions processes more online transactions than most processors. Every day, Nationwide Payments helps many businesses speed up their cash flow, enhance their bottom line and reach their goals. We work around the clock to help make your business operate more reliably, efficiently and securely. From our skilled employees who keep our company at the top of its form to the technologies we use to support them, our business is committed to helping your business become the best it can be.

• Authorization Services: Supports online and batch authorizations and multiple payment vehicles such as credit and debit cards, private label cards, purchasing cards and checks.
• Deposit Services: Lets you settle major credit card funds in multiple currencies, supports electronic check processing (ECP), provides timely settlement of non-bank cards and tracks your deposits.
• Fraud Protection and Chargeback Resolution: Aggressive watchdog monitoring reduces merchant and consumer risk and helps to enhance your revenues.
• Electronic Check Processing (ECP): Electronic payment process that allows consumers to order goods and services via the telephone or Internet and pay by check.
• Creative Payment Options: Enables you to offer more payment types (installment, deferred or recurring. to lock in long-term relationships, balance revenues and increase profits.
• Electronic Commerce Innovation: State-of-the-art solutions use the power of the Internet to expand your payment options, delivery methods and markets.
• Specialized Customer Support: The industry's best one-to-one account management / customer support, backed by a comprehensive support structure that includes reliable service centers, 24 hours a day, 7 days a week.

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By being able to provide comprehensive and premium service to your customers will guarantee you'll be their designated pit stop wherever they may roam. But in order to keep up the fast pace you'll need a payment processor that offers high-speed authorization and innovative reporting solutions. As one of the premier payment processor for the petroleum industry, Nationwide Payment Solutions is the processing company for you.

Today a large number of the nation's top petroleum/convenience store chains rely on Nationwide Payment Solutions for their electronic payment processing. With Nationwide Payments, petroleum dealers and convenience store owners can offer their customers a variety of fast payment options including:

• Credit Cards
• Online Debit
• Internet Payments
• Automated Clearing House Debit
• Fleet Cards
• Gift Cards
• Electronic Check Conversion
• Electronic Benefits Transfer (EBT)

NPS maintains strategic partnerships with respected POS hardware vendors and software firms, allowing us to certify more terminal types than most other processors. Whether you're part of a nationwide chain or a single store, Nationwide Payment Solutions has electronic payment solutions that will redefine convenience for you and your customers.

Multi-level passwords give you control of sensitive information like product coding or price setting. Our extensive fraud protection includes last-four-digit re-entry, manually keyed transaction indicators and track 1/track 2 reading.
Our options include stand-alone, ECRs (Electronic Cash Registers) and pay-at-the-pump application.

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Many colleges and universities are discovering the savings, security, and convenience of accepting payment cards. Credit card acceptance helps schools improve student services while reducing administrative costs.

At schools of all sizes, payment cards are helping students conveniently register for classes and pay tuition. Colleges and universities also accept payment cards for all types of student fees and housing costs, as well as library fees, telephone calls, parking fines, and theater and concert tickets. Schools accepting payment cards benefit from greater operating efficiency, improved cash management, and reduced labor costs.

Credit card acceptance helps schools respond more effectively to student needs as well as their own needs for increased productivity and efficiency. Benefits of payment card acceptance include:

• Improved student services
• Automated payment options
• Lower handling costs
• Greater productivity
• Faster payment
• Guaranteed payment
• Less cash shrinkage
  

By accepting credit cards, your school benefits from:

- Superior products, service, and support systems to help you better serve students' needs
- State-of-the-art transaction processing that keeps operating expenses low

Establishing and maintaining a credit card program is easier than you may think. And, in the long run, fees charged by payment card companies and their member financial institutions generally amount to less than the cost of processing cash and checks. To learn more about how your school can benefit rom credit card acceptance, call us today.

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Your acceptance of credit cards and exceptional customer service has played an important part in the record growth of travel-related business. And as you'll see by reading this page, our commitment to your growth has never been stronger. Nationwide Payments has created this website to help car rental professionals like you understand the value of credit cards and take advantage of the special services we've designed to meet your unique business needs. It is intended for all areas of your company—from the sales and marketing team to the finance and operations group.

Charges after Rental Car Return allow you to bill credit-card holders for additional charges — such as fuel or mileage, moving violations or parking tickets — that you discover after your customer leaves.

Guaranteed Reservations for Specialized Vehicles help you satisfy your customers' special needs while minimizing your company's risk for "No-Shows." Specialized vehicles are defined as rental vehicles—such as minivans, four-wheel drive vehicles, selected sports models, and luxury or vintage vehicles—that constitute less than 5% of your rental fleet. You'll be able to submit "No-Show" transactions in cases where the customer fails to rent the vehicle or cancel the reservation.

Credit-card holders are clearly the consumers car rental companies want to attract—more frequent travelers, more consumers who have household incomes above $50,000, and more sales potential than any other group of cardholding consumers. And, among consumers, payment cards are the preferred payment method for car rental expenses.

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Driven by pressures to reduce costs, government organizations are reexamining how they collect and process payments. At all levels — from the municipal golf course to the U.S. Customs office — managers in the public sector are finding that payment cards, such as Visa credit and debit cards, offer compelling advantages over traditional means of payment.

• Agencies including the General Services Administration, U.S. Mint, Government Printing Office, and National Park Service accept payment cards.
• After a successful pilot program in three major cities, the U.S. Postal Service has expanded payment card acceptance to all cities nationwide.
• Motor Vehicle Departments of several states permit residents to use payment cards to pay motor vehicle licenses and registrations. Some even allow payment by telephone as part of an effort to make government services available 24 hours a day, seven days a week.
• Several cities are experimenting with systems that automatically identify vehicles passing through tollgates and charge the toll to the drivers' payment card accounts.
• Cash-strapped local governments are using payment cards to increase collections through innovative programs.
• Municipal courts allow citizens to pay parking and traffic fines by phone using their payment cards.
  

Today, more and more Americans are using payment cards for a variety of reasons. Payment cards offer consumers the convenience of not having to carry as much cash or write cumbersome checks. And they facilitate personal financial management by providing the flexibility to defer payments as well as an overview of spending captured in regular monthly statements.

The payment card is ideally suited to helping government agencies become more responsive and cost-effective. Many Americans come into contact with governmental agencies primarily to pay taxes or meet other obligations. By accepting cards, you can make that encounter easier and more convenient, improving the public perception of your organization.

Card acceptance can improve the efficiency of your operations by providing:

• Automated convenience fee payments - click here to learn more!
• More timely payment
• Guaranteed payment
• Improved availability of funds
• Less cash shrinkage
• Lower handling costs
• Increased revenues from increased collections
• Innovative, automated payment programs, such as pay-by-phone
• Better service and higher productivity

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Because reliability is vital to your business, Nationwide Payment Solutions has obtained the latest technology to ensure quick and efficient transaction processing and has a fully reliable network to ensure 100% functionality.

Nationwide Payment Solutions flexible systems and services will meet your developing needs and utilize emerging technologies. Most applications operate on your credit card terminal, saving money and valuable counter space.

With our competitive edge on MasterCard® and Visa® discount rates, we also support American Express®, Discover®, Diners Club®, Carte Blanche®, JCB®, debit, stored value, corporate cards and the emerging electronic payment options. For supermarkets, EBT (Electronic Benefits Transfer) is designed to provide this transfer of government-transfer funds quickly and safely. We also pride ourselves on a quick and reliable settlement system.

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Fast-food restaurants, historically reluctant to accept credit cards, are now rushing to start accepting credit cards. Figures from one financial-services company show 32% of fast-food restaurants now accept plastic, with total dollars spent on credit having doubled from 2% in 1996 to 4% in 2000.

These business are accelerating from the “last to go” to the cutting edge in terms of payment technology. Applications range from traditional credit-card readers to wireless technology that offers greater flexibility in certain locations.

Fast-food operators also have been persuaded to accept credit cards by consumer pressure. "Consumer spending habits have changed so much over the past three to five years," says Lynne Bever, a director with Fort Lauderdale, Fla.-based Arby’s, a division of Triarc Restaurant Group. “Today, consumers expect to be able to use credit cards wherever they shop and are likely to take their business elsewhere when they can't.”

Arby's has accepted credit cards at some stores for the last 10 years, and it rolled out a national program in August 2000 to encourage major franchisees to do the same according to Lynne Bever.

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